Marriage doesn't mean giving up financial independence. Why it's better to keep your purses separate

When you are single, you are the boss of your finances. It's up to you to spend that last thousand buck or save it--whatever your heart desires. You just have to think of your needs and how much moolah you are ready to splurge on it. However, once you get hitched things change.

Now, you share everything. The same bed, the same room, and at times, even the same wallet. But, that's not a very good idea, if you ask us. It's a bummer when most married women, even the empowered ones, start taking their finances lightly. Often depending on their husbands to make the decision for them.

Come on ladies, that's so not cool. Fine, we agree you are taken now, but it's never wise to club your finances. Yes, it might make things easier for you for a while, but it's not a smart move. And no, we are not asking you not to trust your hubby. In fact, it's not about trust at all. It's about making the right choices.

After all, there are a lot of benefits of keeping your purses separate. Here are a few:

You Will Fight Less
Right on. No matter how joint at the hip you are, your financial philosophy will never be the exact same as your partner. And why not, you are two different individuals. Sharing the same purse will only invite fights. There would be times when you will get miffed with him for investing in something you had no interest in. And vice-versa. Thus, it's best to keep your 'pocket money' separate from each other. So, you can indulge in it however you like, sans any screaming matches.

Easier To Keep Tab On Expenses
The best way to keep a tab on your expenses is by diving the duties. For instance, if you are responsible for paying the electricity bill, let your partner take care of the groceries. Just divide the responsibilities along with the money involved. In this way, you will have a clear knowledge of how much money you are spending and saving every month without discrepancies.

Also read: Is your relationship taking a toll on your wallet? Smart tips to manage your moolah

Gifts Will Not Become An Alien Concept
This one is the most lucrative of them all. You see, couples who share an account or a wallet have no financial secrets from each other. If you draw, say 10,000 from an ATM, your partner will get a message from the bank informing him about the transaction. Or if you take out 500 bucks from the joint wallet at home, he will definitely get to know. And in case you are planning on surprising him with a gift, it will definitely not have the same impact.

Now, if you have your own purse, you can spend money buying him gifts without him actually coming to know. Problem solved.

You Will Feel More Financially Secure
If you are in total control of your finances, you will definitely feel more secure in the relationship. Majorly because you will be free to take money-related decisions on your own, without hounding your husband to agree with you. Moreover, the feeling of financial dependence will make you feel more empowered.

It Won't Get Messy If You Fight
It's always better to be a tad practical while entering in a new relationship. Not that you should always be prepared for the worst, but having a ground beneath your feet is essential. You get the drift, right?

If you live on separate finances, the chances of one partner getting too financially dependent on the other is always less. But, in case things do get messy, having separate purses and investments will really help. Not to mention, make things easier.